Interest Rate Details
Fixed Scheme
Savings Bank (4% annual interest rate)
Recurring Deposit
Current Account Services
To operate the account, customers can use the institution’s own service (ATMs, mobile apps, etc. can be used for account operation).
Accounts can be operated and monitored through the mobile app. (Mobile App Name: mybank cscb)
NEFT, RTGS facility available.
Senior citizens can operate accounts from home through door-step services.
Locker facility available for account holders.
Mortgage loan
Business loans
Personal loans under the gold loan scheme (secured by gold) at low interest rates
KCC loans for farmers at 7% interest rate (with interest subsidy)
Low-interest loans for Kudumbashree units
JLG loans for 4 or more member groups
Housing loans
Loans for vehicle purchases
Gold Loan
Special schemes for farmers through government-approved subsidy-linked schemes, including assistance for agriculture equipment and more.
Financial support for A-class members for business ventures.
Safe locker facility available in the Main branch, Manchakal branch, Karalmanna branch and Thekkumuri branch
Low-interest housing loans for households.
ATM facility.
Mobile banking
RTGS, NEFT services
Core banking facility
Interest subsidy of up to 40% available for eligible borrowers under government medical store schemes.





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